(Including 0.50%* p.a. for Senior Citizens and 0.10%* p.a. for Women)
**T&C Apply
Fixed Deposits
Did you know that saving is the first step you can take towards investing?
Letting your hard-earned money sit idle in a bank account is not ideal. Invest in a
fixed deposit for steady savings, growth and generate inflation- beating returns.
Fixed deposits remain the mainstay of India's safest investment options.
Features & Benefits
Trusted by millions of customers, Shriram Fixed Deposit is the safest investment
option with attractive interest rates.
Rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and
Research.
Higher Interest Rate
Grow your savings with interest rates as high as 9.20%* p.a.
Benefits for Senior Citizens
Senior citizens get an additional 0.50%* p.a.
Special Interest Rates for Women
Women depositors get an additional 0.10%* p.a.
Flexible Tenure
Choose from the flexible investment options starting from 12 to 60 months.
Flexible Payout Options
Choose from flexible interest payout options, i.e., monthly, quarterly, half-yearly, yearly or at maturity.
Guaranteed Returns
Get steady and assured returns irrespective of market fluctuations.
Check returns on your investment using our FD calculator
STEP 01
I am a Senior Citizen
STEP 02
I am a Woman
STEP 03
Investment amount
Min ₹ 5,000
Max ₹ 10Cr
STEP 04
Tenure up to
Min 12 months
Max 60 months
STEP 05
Interest payout term
Investment Summary
Non Cumulative
Deposit
Invested Amount
₹ 5,000
Total Earnings
₹ 2,315
Total Earnings
₹ 463
Total Receivable Amount
₹ 7,315
Applying for Shriram Fixed Deposit online is easy. Book your Shriram Fixed Deposit in four easy steps.
Step 01
Register using your mobile number
Step 02
Enter PAN details and investment amount
Step 03
Enter tenure, KYC & bank details and complete your payment
Step 04
Receive fixed deposit receipt and maximise your returns
Who can invest in a Fixed Deposit with us?
Resident Individuals
A Fixed Deposit is a safe investment and independent of market fluctuations. Check Shriram Finance Fixed Deposit interest rates and charges.
Interest Rates
Interest rates up to 9.20%* p.a.
Including 0.50%* p.a. for Senior Citizens and 0.10%* p.a. for Women
INTEREST RATES-ON FIXED DEPOSITS/RENEWALS (w.e.f 24th October 2023)
| Period (Months) | Monthly % p.a. | Quarterly % p.a. | Half-Yearly % p.a. | Yearly % p.a. |
|---|---|---|---|---|
| 12 | 7.53 | 7.58 | 7.65 | 7.80 |
| 18 | 7.67 | 7.72 | 7.80 | 7.95 |
| 24 | 7.81 | 7.87 | 7.94 | 8.10 |
| 30 | 8.00 | 8.06 | 8.14 | 8.30 |
| 36 | 8.18 | 8.24 | 8.33 | 8.50 |
| 42 | 8.23 | 8.29 | 8.38 | 8.55 |
| 50 (JUBILEE) | 8.27 | 8.33 | 8.42 | 8.60 |
| 60 | 8.27 | 8.33 | 8.42 | 8.60 |
| Period (Months) | Rate % (p.a at monthly rests) | Effective yield % p.a. | Maturity value for Rs. ₹ 5000/- |
|---|---|---|---|
| 12 | 7.53 | 7.80 | 5,390 |
| 18 | 7.67 | 8.11 | 5,605 |
| 24 | 7.81 | 8.43 | 5,840 |
| 30 | 8.00 | 8.83 | 6,100 |
| 36 | 8.18 | 9.24 | 6,385 |
| 42 | 8.23 | 9.51 | 6,660 |
| 50 (JUBILEE) | 8.27 | 9.83 | 7,050 |
| 60 | 8.27 | 10.21 | 10.21 |
Additional interest of 0.50%* p.a. will be paid for Senior citizen (Completed age 60 years on the date of deposit/renewal)
Additional interest of 0.25%* p.a. will be paid on all renewals , where the deposit is matured.
Additional interest of 0.10%* p.a. will be paid to Women Depositors
Can I add funds to my Fixed Deposit?
No, funds cannot be added at any time of the tenure once your FD is booked.
What is the minimum and maximum investment tenure in an FD with Shriram Finance?
The minimum tenure of a fixed deposit is 12 months and the maximum tenure is up to 60 months
How will I receive the interest amount?
The interest on FD will be credited to your registered bank account
What is a maturity date?
A maturity date is when all funds due are paid into your nominated account.
Are there any special rates for senior citizens?
Yes, Shriram offers special interest rates for senior citizens at an additional 0.50% p.a.* on fixed deposits